CUNA Mutual Insurance Company and its affiliates offer the TruStage Auto & Home Insurance Program, giving policyholders discounted rates, online services and 24-hour claims support.
CMFG Life Insurance Company holds an excellent financial size rating from A.M. Best and an outstanding customer satisfaction score on Trustpilot.
TruStage is a life insurance company.
TruStage life insurance policies are widely distributed through credit unions and often come with an initial offer of free accidental death and dismemberment coverage. TruStage then attempts to sell additional coverage options as upsell opportunities; their application and coverage processes are designed for ease of use.
TruStage Insurance Company stands out from the competition by not requiring medical exams for most term and whole-life policies, making securing coverage easier for those with preexisting conditions. In addition, simplified entire life policies may help applicants who cannot qualify for traditional policies secure coverage; however, TruStage does not offer common life insurance riders like child rider protection, terminal illness riders and waiver of premium options.
TruStage Insurance Company, as a mutual insurer, is owned by its policyholders and shareholders, giving it distinct advantages over for-profit insurers such as dividend payments to policyholders and more flexible underwriting procedures.
TruStage also provides home and auto insurance through their partnership with Liberty Mutual, while their life policies are underwritten by CMFG Life Insurance Company which boasts an A rating with AM Best (the third highest available rating). Furthermore, TruStage received low complaint index ratings from NAIC and other regulatory bodies, meaning their customers experience fewer service issues with TruStage than similar-sized firms.
It offers auto insurance
TruStage auto insurance provides an easy and hassle-free way to protect your car, family, and financial future. As part of Liberty Mutual – an award-winning insurer – TruStage offers tailored policies and packages that fit each person’s specific needs and budget, discounts for credit union members, 24/7 service for claims handling needs, as well as straightforward premiums with online claims service and mobile app management so that policies can be managed from anywhere at anytime. Rated A+ by Better Business Bureau with over 120 customer reviews on Trustpilot!
It offers home insurance.
Liberty Mutual also offers home insurance policies through partnerships with credit unions and Liberty Mutual, providing straight premiums, easy claims processing and 24/7 access to customer representatives – which customers have reported being very pleased with. Furthermore, this company boasts a dedicated team focused on providing tailored protection and discounts for members of certain credit unions; access can be gained through its website or toll-free number.
It offers renters insurance.
TruStage does not specialize in renters insurance directly, but has partnered with Liberty Mutual to offer an attractive program with discounted rates and 24/7 claims service. In addition, it features an intuitive online portal to manage policies and a dedicated team of representatives to answer inquiries about it. Credit union members may save up to $586 annually through this program, while bundle policies could save as much as $680! TruStage also offers life and accidental death and dismemberment insurance that could cover lost income, personal belongings and funeral costs in case of an accident.